Posted 15 years ago
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Author
I have this idea for a credit circle of trust. Of course there will be a trial and error period but perhaps it could work. say you have 10 people and each of the ten every week or so transfer 50 credits to 1 person's account ( a trustworthy person of course has to be trusted) thats 500 credits a week ok .. at the end of the month that's 2,500 credits.
The idea is this... you keep contributing the said amount into the group and then lets say u have a big imvu event or there is something u need to advance funds for.. you send a message to the transfer holders account requesting however much u need and it will be transfered to you contingent that you replace the amount you borrow within 30 days. however you still have to make your weekly contributions during this period.
I think the rule should be that for the first 30 days you are not eligible to borrow but after the 30 day probationary period you may make one advance and then you must repay that advance within 30 days. After your initial advance you wont be allowed to re-advance for 30 days. there are ways to keep up with this easy btw. Okay this is just my theory of course but i truly believe it would work. especially during the holiday season.. I think also that every month there should be a forum displaying the balance of the transfer account and what.s available. i need to expand on this but im sleepy now .... so if u want me to go into more detail please ask me here and i will respond Be blessed xoxoxox Angel
The idea is this... you keep contributing the said amount into the group and then lets say u have a big imvu event or there is something u need to advance funds for.. you send a message to the transfer holders account requesting however much u need and it will be transfered to you contingent that you replace the amount you borrow within 30 days. however you still have to make your weekly contributions during this period.
I think the rule should be that for the first 30 days you are not eligible to borrow but after the 30 day probationary period you may make one advance and then you must repay that advance within 30 days. After your initial advance you wont be allowed to re-advance for 30 days. there are ways to keep up with this easy btw. Okay this is just my theory of course but i truly believe it would work. especially during the holiday season.. I think also that every month there should be a forum displaying the balance of the transfer account and what.s available. i need to expand on this but im sleepy now .... so if u want me to go into more detail please ask me here and i will respond Be blessed xoxoxox Angel