@DUBLINN
If you are breaking IMVU's TOS (example: using sex products), then using a modified client such as T3DE is safer than using the official clients without mods. The official clients are crammed full of spyware designed to catch people who break IMVU's TOS. All of our mods, including T3DE, rip out all of that spyware, resulting in a faster safer client.
Here is a full risk analysis if you want the exact numbers:
viewtopic.php?f=187&t=14498&hilit=modeling